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On October 28, 2026 a bank can run authentication, card servicing and fraud-alert callbacks on Amazon Connect with 2 encryption keys on card digits, a 60 s outbound ring timeout and 24 months of contact records. Build order, PCI controls, failure modes.
Palaniappan PFor a card-acquiring fintech (~12M authorizations/mo), Payment Cryptography + PCI-scoped account cut a modeled $18k/mo from the HSM rack lease, and fraud review queue p95 went from 2.4s to 380ms after an EventBridge Pipes idempotency fix.
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